Description
Superloans is all about solution-based lending aiming at providing customers with responsible, fastsolutions to their needs. With the digital tool, which refers to the super loan
app, it helps in keeping everything transparent and honest for customers;
making them be in control of their information about their loan.
At Superloans,the strive is all about being the number one provider of short term loans in
entire New Zealand. And this has been achieved in recent years.
Superloans started its operations on High Street Lower Hutt in 2002 with the first store being only 250 square meters and it was entirely for pawnbroking. The main items which were initially pawned included PlayStation 2S and DVD players.
Great customer relationship was learned and it was the core of the business. Understanding
customers made Superloans grow as it made them want to have solutions for the
customers and even though pawn loans were sorting those needs, they had a
desire for more.
The expansion was necessary to other three locations and express loans were introduced which provided short term loans to customers. A market-leading app was developed
which gives customers the power to access their profile and the details of
their loan application at whatever time of day and night. A reward program, the super score was rolled out
As of now, there are more branches being opened in the Hawkes Bay and Wellington region to ensure that customers are served right and there are expectations to open more. The
solution-based lending has ensured that Superloans are at their top. Customers
get responsible solutions as per their needs at the fastest time possible. And
with the digital tool which has been developed, everyone seems happy to use the
services of Superloans.
Super score
The super score is a reward program at Superloans which ensures that customers are rewarded for using services. Whenever borrowing happens, during payments, you get points. With the increase in the super score, you increase your credit limit and your
interest rates go down on the loans which you apply in the future. This means that, the higher your super score, the more your loan limit increases.
Pawn loan and a superscore
With an increase in your pawn loan super score, it means that your future pawn loans will be at a lower interest rate and the limit will definitely be higher. When you repay
your pawn loan in full, then it means that you will automatically gain 200
points. In case you extend the loan by one month and then clear it, you will
earn 100 points. With each increase in the points, it means that you will have a
lower interest on the next loan application.
Types of items they accept :
Express loan – nothing
left, it is unsecured
Types of loans they offer Free loan, express loan, bad credit
loan, pawn loans, beneficiary loan, first loan.
Interest
rates :
It depends on the loan type:
Free express loan – no
interest
Express loans – 1.04 % to 2.87% every week depending on the loan amount
Pawn loan –20 – 30
percent for every 28 days, 208 to 308% per year
Types of id accepted:Passport, National photo id, driving
license, gun license
Amenities
- Beneficiary Loans
- Beneficiary Loans
- Unsecured Loans
- Bad Credit Loans
- Personal Loans
- Secured Loans
- Pawn Loans